Copyright 2026 by PH Capital Solution | 202501013398 (1614812-V) | Personal Loan Johor Bahru (JB) | Loan Consultant | Business Loan | Property Loan
 

KPKT Licensed Money Lender in Johor Bahru

PH Capital Solution Sdn. Bhd.

Personal Loan | SME/Business Loan | Property-Backed Loan
Johor Bahru (JB) & Iskandar Puteri, Johor
PH Capital Solution Sdn. Bhd. is a KPKT licensed money lending company operating under the Moneylenders Act 1951 (Akta Pemberi Pinjam Wang 1951) and the Moneylenders (Control and Licensing) Regulations 2003. We provide personal loans, SME/ business loans and property-backed loans in Johor Bahru through a regulated and ethical lending process. Every application is assessed based on repayment capacity and affordability, with a clear breakdown of instalments, tenure and total repayment explained before signing.
 
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Regulated & Transparent Lending Process

Our Loan Services in Johor Bahru

Personal Loan | Personal Loan Johor Bahru (JB) | Property Loan Johor Bahru (JB) | Business Loan Johor Bahru (JB) | Loan Consultant Johor Bahru (JB)
Personal Loan
Structured personal financing with clear instalment terms and transparent repayment breakdown (subject to assessment).
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Personal Loan | Personal Loan Johor Bahru (JB) | Property Loan Johor Bahru (JB) | Business Loan Johor Bahru (JB) | Loan Consultant Johor Bahru (JB)
 
Business Loan | Personal Loan Johor Bahru (JB) | Property Loan Johor Bahru (JB) | Business Loan Johor Bahru (JB) | Loan Consultant Johor Bahru (JB)
SME/ Business Loan
Financing for SMEs and businesses to support cash flow and working capital, subject to structured assessment.
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Business Loan | Personal Loan Johor Bahru (JB) | Property Loan Johor Bahru (JB) | Business Loan Johor Bahru (JB) | Loan Consultant Johor Bahru (JB)
 
Property Loan | Personal Loan Johor Bahru (JB) | Property Loan Johor Bahru (JB) | Business Loan Johor Bahru (JB) | Loan Consultant Johor Bahru (JB)
Property Loan
(Property Backed)
Financing secured against residential, commercial or industrial property, subject to valuation & assessment.
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Property Loan | Personal Loan Johor Bahru (JB) | Property Loan Johor Bahru (JB) | Business Loan Johor Bahru (JB) | Loan Consultant Johor Bahru (JB)
PH Capital Solution Sdn. Bhd.
PH Capital Solution Sdn. Bhd. 202501013398 (1614812-V)
We are a licensed moneylender company approved by the Ministry of Housing & Local Government under the Money Lenders Act 1951.
location_pin   No. 132A, Jalan Sentral 1,
Taman Nusa Sentral,
79100 Iskandar Puteri, Johor.
  info@phcapitalsolution.com
  +6018-918 9669
KPKT LicenceNo. : WL8161/01/01
Permit No. : WP8161/01/01
We are a KPKT licensed money lending company operating under the Moneylenders Act 1951 (AktaPemberiPinjamWang 1951).
Copyright 2026 by PH Capital Solution | 202501013398 (1614812-V) | Personal Loan Johor Bahru (JB) | Loan Consultant | Business Loan | Property Loan